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How to Check Aadhaar - Bank Link Status Online?

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"How to Check Aadhaar - Bank Link Status Online?"

Pranav Karnad

Daily lessons in finance, a.k.a how to live it up without losing it

<h2>
    Introduction
   </h2><p>
    In an increasingly digital world, the Aadhaar card has become a cornerstone of identity verification in India, facilitating access to many services, including banking. Linking your Aadhaar with a bank account is not only a regulatory requirement but also a critical step in ensuring seamless and secure transactions. However, checking the status of Aadhaar bank link status is equally essential to confirm its successful completion. In this comprehensive guide, we will delve into the step-by-step process of how to check your Aadhaar linking status with the bank online, providing you with the knowledge and tools to verify this vital connection with ease and confidence.
   </p><h2>
    How to Check Aadhaar - Bank Linking Status Online?
   </h2><p>
    To check Aadhaar - bank link status, follow these 3 easy steps:
   </p><h3>
    Step 1: Visit the UIDAI Website &amp; Enter Your Aadhaar Number
   </h3><p>
    Visit the official
    <a href="https://resident.uidai.gov.in/bank-mapper">
     UIDAI website
    </a>
    . Here, you need first to enter your 12-digit Aadhaar UID or your 16-digit VID, as the case may be.
   </p><p>
    ‍
    <strong>
     Please note:
    </strong>
    VID (Virtual ID) is a unique 16-digit random number linked to your Aadhaar number. It's a temporary and revocable ID that can be used instead of your Aadhaar number for authentication or e-KYC services. You can verify your identity by using your VID, like your Aadhaar number. It offers an alternative way to protect your privacy while accessing essential services. You can read more about
    <a href="https://fi.money/blog/posts/what-is-vid-in-aadhaar-how-do-i-generate-one">
     Aadhaar virtual ID is in this blog
    </a>
    .
   </p>

647739501936251d7ae7ca49_99011ff5.png

<p>
    The screen should look like this. Fill out the fields and request an OTP.
   </p><h3>
    Step 2: Enter the CAPTCHA Letters and Request an OTP
   </h3><p>
    Then, enter the characters shown on the page as the security code and click the ‘Send OTP’ or the ‘Enter TOTP’ option. (TOTP stands for time-based OTP)
   </p><h3>
    Step 3: Use OTP/TOTP to Check the Aadhaar Bank Account Link Status
   </h3><p>
    You will receive a 6-digit OTP or an 8-digit TOTP on your registered mobile number. Enter this code in the designated field and click 'Submit.' The UIDAI website will show your
    <a href="https://fi.money/blog/posts/how-to-check-aadhar-pan-link-status-online">
     bank seeding status
    </a>
    and any linked bank account details.
   </p><p>
    And that’s it - this is how you check Aadhaar bank link status.
   </p><p>
    <strong>
     Please note:
    </strong>
    Only the name of the bank will be displayed. You will not see other details like the account number. So, if you have multiple bank accounts in the same bank, you need to visit the bank in person and confirm which bank account has been seeded with your Aadhaar.
   </p><p>
    The Aadhaar Card is an important document, and its linkage with your various other accounts is not mandatory yet, but highly useful. Check out this article on
    <a href="https://fi.money/blog/posts/how-to-link-your-voter-id-card-with-your-aadhaar-card-online">
     linking your Aadhaar card with your voter ID
    </a>
    .
   </p><h2>
    How to Check Aadhaar Linking Status with Bank Through Mobile?
   </h2><p>
    There are two ways to check Aadhaar - bank link status. Below are the steps for both these methods:
   </p><h3>
    1. Check Aadhaar and Bank Linking Status on the mAadhaar App
   </h3><p>
    To check the Aadhaar card - bank link status on the mAadhaar app, here is what you need to do:
   </p>

<h3>2. Check Aadhaar and Bank Linking Status on the Bank’s Official Website</h3><p>Some banks also offer the option to check the status of your Aadhaar and bank account linking directly on their website. If your bank offers this option, all you need to do is enter your bank account number and the captcha or security code shown, if any. Once you submit these details, the bank’s web page will display whether or not your specific bank account has been linked to your Aadhaar. This helps you check the Aadhaar and bank linking status right from the comfort of your home.</p><h2>What Common Issues or Challenges Might Individuals Face While Checking Aadhaar and Bank Linking Status Online?</h2><p>Common issues or challenges individuals might face while checking Aadhaar and bank linking status online include:</p><ul role="list"><li><strong>Technical Glitches: </strong>Problems related to website or app functionality.</li><li><strong>Incorrect Information: </strong>Typing errors while entering Aadhaar or bank details.</li><li><strong>Connectivity Issues: </strong>Poor internet connectivity affecting the process.</li><li><strong>Forgotten Credentials: </strong>Difficulty in remembering login details for online banking.</li><li><strong>Privacy Concerns: </strong>Worries about the security of personal data during online checks.</li><li><strong>Lack of Updates: </strong>Delay in reflecting the most recent changes or updates in the linking status.</li></ul><p>Addressing these challenges may require technical support, double-checking information, and staying informed about the latest updates in the linking process.</p><h2>Additional Tips and Recommendations For Maintaining the Security of Aadhaar and Bank Account Details</h2><p>Maintaining the security of your Aadhaar and bank account details online is paramount, especially when checking your Aadhaar and bank linking status online. Here are some additional tips and recommendations to help you safeguard this sensitive information:</p><ul role="list"><li><strong>Use Strong Passwords: </strong>Set strong, unique passwords for your online banking and Aadhaar-related accounts. Use a combination of letters, numbers, and special characters, and avoid easily guessable information.</li><li><strong>Enable Two-Factor Authentication: </strong>Wherever possible, activate two-factor authentication (2FA) for your online banking and Aadhaar services. This provides an extra layer of security by requiring an additional verification step.</li><li><strong>Regularly Update Passwords: </strong>Change your passwords periodically to reduce the risk of unauthorised access. Avoid using the same password for multiple accounts.</li><li><strong>Beware of Phishing: </strong>Be cautious of phishing attempts. Do not click on suspicious links or provide personal information in response to unsolicited emails, calls, or messages.</li><li><strong>Secure Your Devices: </strong>Ensure that your devices for online banking and Aadhaar-related activities are protected by up-to-date antivirus software and security patches.</li><li><strong>Use Official Apps and Websites: </strong>Only access Aadhaar and banking services through official websites and authorised mobile apps. Avoid using public computers for sensitive transactions.</li><li><strong>Check Account Activity: </strong>Regularly review your bank account statements and Aadhaar transactions to detect any unauthorised activity promptly.</li><li><strong>Keep Documents Secure: </strong>Safeguard physical copies of your Aadhaar card and related documents. Store them in a secure place to prevent misuse.</li><li><strong>Shred Old Documents: </strong>When disposing of old bank statements or Aadhaar-related documents, use a cross-cut shredder to ensure your information is irrecoverable.</li><li><strong>Report Lost or Stolen Items: </strong>If your Aadhaar card or banking information is lost or stolen, report it to the authorities and institutions immediately.</li><li><strong>Educate Yourself: </strong>Stay informed about the latest security threats and practices. Knowledge is your best defence against online threats.</li></ul><p>By following these tips and recommendations, you can significantly enhance the security of your Aadhaar and bank account details online, reducing the risk of identity theft and financial fraud.</p><h2>Conclusion</h2><p>It’s not mandatory (yet), but it's super helpful to link your Aadhaar with your bank account. You can open a Federal Bank Savings Account on Fi Money without visiting a branch. Your KYC is done online, and you will have a Federal Bank Savings Account within minutes.</p><p>Aadhaar linking also allows you to connect all your other bank accounts to <a target="_blank" rel="noopener noreferrer" href="https://fi.money/features/accounts">Fi Money </a>, and accurately view, track, and analyse your balances &amp; spends across bank accounts.</p><h2>Frequently Asked Questions</h2><h3>1. What is the benefit of linking Aadhaar with my bank account?</h3><p>Linking your Aadhaar with your bank account is helpful for many reasons. First, it helps you easily open a bank account because it is valid identification proof. Second, getting subsidies like LPG subsidies and government-related credits like income tax refunds makes it way more straightforward. Plus, linking your Aadhaar with your bank account lowers the chances of fraud, and it's easier to spot any suspicious activity. You can also operate your bank account anywhere in the country, which is cool! So, look at your Aadhaar card and check if it's linked to your bank account.</p><h3>2. What happens if my bank account is not linked with my Aadhaar?</h3><p>Regarding banking, Aadhaar is usually the preferred document for KYC. But if you want to submit something other than your Aadhaar, no problem! You can use other officially valid documents recommended by the regulatory authority. By the way, this info is straight <a target="_blank" rel="noopener noreferrer" href="https://uidai.gov.in/en/my-aadhaar/about-your-aadhaar/aadhaar-myth-busters.html#:~:text=For%20other%20banking%20services%2C%20Aadhaar,in%20this%20case%20is%20optional.">from the Aadhaar website.&nbsp;</a></p><h3>3. How can I check my NPCI bank linking status?</h3><p>You can check your NPCI bank linking status by either logging into the official UIDAI website, through the mAadhaar app, or simply by calling *99*99#</p><h3>4. How many days does NPCI take to update an Aadhaar status with a bank?</h3><p>It usually takes 5-6 business days to update your Aadhaar status with your bank.</p><h2>Want to Read More?</h2><ul role="list"><li><a target="_blank" rel="noopener noreferrer" href="https://fi.money/blog/posts/how-to-check-aadhar-pan-link-status-online">How to Check Aadhar PAN Link Status Online | Fi Money&nbsp;</a></li><li><a target="_blank" rel="noopener noreferrer" href="https://fi.money/blog/posts/how-to-link-pan-card-with-aadhaar-card-online-or-offline">How to Link PAN Card with Aadhaar Card Online or Offline | Fi Money&nbsp;</a></li><li><a target="_blank" rel="noopener noreferrer" href="https://fi.money/blog/posts/how-to-link-your-voter-id-card-with-your-aadhaar-card-online">How to link your voter ID card with your Aadhaar card online?&nbsp;</a></li><li><a target="_blank" rel="noopener noreferrer" href="https://fi.money/blog/posts/what-is-enrolment-id-in-aadhaar-and-what-are-its-benefits">What is enrolment ID in Aadhaar and what are its benefits?&nbsp;</a></li></ul>