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How to Check Aadhaar and Bank Linking Status Online

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January 16, 2023


What’s Inside

Ever since its launch and implementation, the UIDAI initiative, commonly known as ‘Aadhaar’, has been highly instrumental in digitising finances for Indian citizens. If you’re opening a savings bank account online in 2023, you require an Aadhaar card and a PAN card as part of the KYC verification process and need to have your Aadhaar and bank account linked. This blog covers how you can link your Aadhaar Card to your bank account and its status. 

Step 1: Visit the UIDAI Website & Enter Your Aadhaar Number

Visit the official UIDAI website. Here, you need first to enter your 12-digit Aadhaar UID or your 16-digit VID, as the case may be.

Please note: VID (Virtual ID) is a unique 16-digit random number linked to your Aadhaar number. It's a temporary and revocable ID that can be used instead of your Aadhaar number for authentication or e-KYC services. You can verify your identity by using your VID, like your Aadhaar number. It offers an alternative way to protect your privacy while accessing essential services. You can read more about Aadhaar virtual ID is in this blog.

The screen should look like this. Fill out the fields and request an OTP.

Step 2: Enter the CAPTCHA Letters and Request an OTP

Then, enter the characters shown on the page as the security code and click the ‘Send OTP’ or the ‘Enter TOTP’ option. (TOTP stands for time-based OTP)

Step 3: Use OTP/TOTP to Check the Aadhaar Bank Account Link Status

You will receive a 6-digit OTP or an 8-digit TOTP on your registered mobile number. Enter this code in the designated field and click 'Submit.' The UIDAI website will show your bank seeding status and any linked bank account details.

Please note: Only the name of the bank will be displayed. You will not see other details like the account number. So, if you have multiple bank accounts in the same bank, you need to visit the bank in person and confirm which bank account has been seeded with your Aadhaar.

The Aadhaar Card is an important document, and its linkage with your various other accounts is not mandatory yet, but highly useful. Check out this article on linking your Aadhaar card with your voter ID.

Other Ways to Check Your Aadhaar Bank Account Link Status 

On the mAadhaar App

To check the Aadhaar card - bank link status on the mAadhaar app, here is what you need to do:

  • Step 1: Log in to the mAadhaar app using your login credentials. 
  • Step 2: Click on the ‘My Aadhaar‘ option and select the ‘Aadhaar-Bank Account Link Status.’
  • Step 3: Enter your 12-digit Aadhaar number, and the security captcha is shown, and click on the ‘Request OTP’ option. 
  • Step 4: You will receive an OTP on the mobile number registered with your Aadhaar. Enter this in the space provided and click ‘Verify‘ to check your Aadhaar and bank account linking status.

On the Bank’s Website

Some banks also offer the option to check the status of your Aadhaar and bank account linking directly on their website. If your bank offers this option, all you need to do is enter your bank account number and the captcha or security code shown, if any. Once you submit these details, the bank’s web page will display whether or not your specific bank account has been linked to your Aadhaar. This helps you check the Aadhaar and bank linking status right from the comfort of your home. 


It’s not mandatory (yet), but super helpful to link your Aadhaar with your bank account. You can digitally open a bank account on Fi Money without visiting a branch. Your KYC is done online, and you will have a bank account within minutes.

Aadhaar linking also allows you to connect your other bank accounts on Fi Money, so you can see your savings balances from other bank accounts right on the Fi app without opening all those other mobile banking apps just to check your balance. 

Frequently Asked Questions 

1. What is the benefit of linking Aadhaar with my bank account?

Linking your Aadhaar with your bank account is helpful for many reasons. First, it helps you easily open a bank account because it is valid identification proof. Second, getting subsidies like LPG subsidies and government-related credits like income tax refunds makes it way more straightforward. Plus, linking your Aadhaar with your bank account lowers the chances of fraud, and it's easier to spot any suspicious activity. You can also operate your bank account anywhere in the country, which is cool! So, look at your Aadhaar card and check if it's linked to your bank account. 

2. What happens if my bank account is not linked with my Aadhaar?

Regarding banking, Aadhaar is usually the preferred document for KYC. But if you want to submit something other than your Aadhaar, no problem! You can use other officially valid documents recommended by the regulatory authority. By the way, this info is straight from the Aadhaar website. 

3. How can I check my NPCI bank linking status?

You can check your NPCI bank linking status by either logging into the official UIDAI website, through the mAadhaar app, or simply by calling *99*99#

4. How many days does NPCI take to update an Aadhaar status with a bank?

It usually takes 5-6 business days to update your Aadhaar status with your bank.

Read more:


Fi Money is not a bank; it offers banking services through licensed partners and investment services through epiFi Wealth Pvt. Ltd. and its partners. This post is for information only and is not professional financial advice.
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